Any business, incorporated society, charity or sole trader over the age of 18 in New Zealand can sign up. You will need to complete an onboarding process including identity verification and business details. Some business types are ineligible based on Scheme rules.

Builder using EFTPOS terminal to take payment on site

EFTPOS for Tradies

Q: Can I use EFTPOS One away from my workshop or office?

Yes. EFTPOS One terminals include a built-in 4G SIM, allowing you to take payments while working on-site or away from your usual business location.

Q: Are My Transactions Secure?

Yes. All transactions are encrypted and processed securely under PCI and EMV mandated security requirements.

Q: Do I need a Merchant Number from a Bank?

No. EFTPOS One includes its own built-in merchant facility, so you do not need to apply separately with a bank.

Q: Do I need to change banks?

No. EFTPOS One is bank-agnostic, so you can keep your existing banking setup.

Q: How Quickly Will I Receive My Funds?

Funds are settled into your account the following day, 7 days a week, 365 days of the year.

Q: How long does it take to get set up?

Once you complete the application, onboarding steps and AML requirements, most applications can be approved within 5 business days. If additional information or documents are required, the process may take longer.

Get paid on-site. Get paid faster.

You don’t work behind a counter, so why should your payments?

EFTPOS One gives tradies a simple way to take card payments wherever the job takes them. Whether you’re finishing a renovation, completing an electrical job, fixing a leaking pipe or handing back the keys after a repair, you can take payment from your customer on the spot.

No waiting for customers to make a bank transfer. No chasing unpaid invoices. Just an easy, professional way to get paid.

Learn more about EFTPOS One

Apply for EFTPOS One Online

Take payments wherever the work is

From the building site to the driveway, workshop or customer’s home, EFTPOS One keeps you moving with mobile EFTPOS and built-in 4G, so you can take payments anywhere without relying on Wi-Fi or heading back to the office.

On-site payments

Finish the job and give your customer the option to pay before you leave.

Deposits and progress payments

Take agreed deposits or payments in person as work progresses.

Call-outs and urgent jobs

Make payment simple for weekend, after-hours and emergency work.

Workshop payments

Ideal for mechanics, technicians and other trades that take payment when a job is complete.

EFTPOS that works for your trade

Construction worker wearing a plaid shirt and yellow pants carrying several pieces of lumber at a building site.

EFTPOS for builders

Give customers an easy way to pay deposits, progress payments or final amounts. Mobile EFTPOS lets you take payment there and then, without waiting for a bank transfer after the job.

Electrician wearing protective gloves wiring electrical outlets with multiple colored wires inside round wall boxes.

EFTPOS for electricians

From planned installations to urgent call-outs, take payment while you’re still with the customer. Mobile EFTPOS gives you a professional way to collect payment immediately without following up later.

Hands wearing red gloves cutting a white PVC pipe using red pipe cutters.

EFTPOS for plumbers

Give customers an easy way to pay for call-outs, repairs or completed work while you’re still on-site. EFTPOS One is a convenient alternative to sending bank details and waiting for payment later.

Mechanic wearing gloves and work overalls repairing the underside of a car lifted on a hydraulic car lift in an automotive workshop.

EFTPOS for mechanics

Make payments quick and simple. Take card and contactless payments when customers collect their vehicle, whether you operate from a workshop or provide a mobile mechanical service.

Less time chasing payments.
More time getting jobs done.

Waiting to be paid creates extra admin and can make managing cashflow harder than it needs to be. Giving customers the option to pay by EFTPOS as soon as the work is complete removes another step from the process.

Finish the job

Complete the work and confirm the amount with your customer.

Take payment

Let them tap or insert their card, or pay using a supported mobile wallet.

Onto the next job

Payment is taken while you’re there, reducing the need to follow up later.

Why tradies choose EFTPOS One

Get paid on the spot

Take payment as soon as the job is finished, without waiting for a bank transfer.

Mobile and ready to work

Built-in 4G keeps your EFTPOS terminal connected while you’re on the road.

Cards and mobile wallets

Accept card and contactless payments, including supported mobile wallets.

One simple setup

Your terminal, merchant facility and network connection are all included.

Next-day settlement

Keep money moving with next-day settlement, every day of the year.

Local support

Get help directly from the EFTPOS Central team when you need it.

One EFTPOS solution.
Everything included.

Setting up EFTPOS traditionally can mean dealing with a bank, a network provider and a separate terminal supplier. EFTPOS One brings the essentials together through one provider.

Eveything you need for
$39.00 +GST
per terminal per month

EFTPOS terminal
Merchant facility
Network connection
Built-in 4G SIM
Paymark Insights
NZ based support

That means less time organising payments and more time running your business.

Learn more about EFTPOS One

Made for businesses on the move

EFTPOS One goes beyond the checkout counter, providing a practical mobile payment solution for builders, electricians, plumbers, gasfitters, mechanics, landscapers, painters, handymen, property maintenance businesses, HVAC technicians, locksmiths and other contractors and tradespeople.

If your business goes to the customer, your EFTPOS can go with you.

FAQs

Can I use EFTPOS One away from my workshop or office?

Yes. EFTPOS One terminals include a built-in 4G SIM, allowing you to take payments while working on-site or away from your usual business location.

Who Can Sign Up?

Any business, incorporated society, charity or sole trader (over the age of 18) in New Zealand can sign up. You will need to complete a simple onboarding process, including identity verification and business details. Some business types are ineligible based on Scheme rules.

Are My Transactions Secure?

Yes, all transactions are encrypted and processed securely under PCI and EMV mandated security requirements.

Do I need a Merchant Number from a Bank?

No, you don’t. EFTPOS One includes its own built-in merchant facility, no need to apply separately with a bank.

Do I need to change banks?

Not at all. EFTPOS One is completely bank-agnostic, so you can keep your existing banking setup.

How Quickly Will I Receive My Funds?

Funds are settled into your account the following day, 7 days a week, 365 days of the year.

How long does it take to get set up?

Once you complete the application, onboarding steps, and AML requirements, most applications can be approved within 5 business days. If we need extra information or documents from you, this process may take a little longer.

Ready to get paid on the job?

Make it easier for your customers to pay and easier for you to get paid. With EFTPOS One, you can take payments wherever you work without managing separate terminal, network and merchant providers.

Learn More about EFTPOS One

Apply Online

EFTPOS for Tradies

Get paid on-site. Get paid faster.