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Merchant Services

Simplify Payments.
Strengthen Your Business.

Flexible merchant services built around your business.

EFTPOS Central makes it easier to accept card payments without being tied to a particular bank. We offer independent merchant facilities with competitive rates, straightforward pricing and flexible options to suit the way you trade.

Whether you are setting up merchant services for the first time or want to see if you could be paying less, our team can help you find the right solution.

Apply for Merchant Services
Get a fee comparison
No setup fee icon
No Setup Fee
No minimum monthly fee icon
No Monthly Minimum Fees
Settle to any bank account icon
Settle to any NZ Bank Account
Fast onboarding icon
Quick Onboarding

Eliminate the hassle and delays of Banks

Onboarding Time

Banks
5 - 10 Days
setup in
3 - 5 Days

Setup Fee

Banks
$99 - $195
we charge
$0

Paymark Fee

Banks
$18.90 p/month
we discount to
$15.00 p/month
  • Visa logo
  • Mastercard logo
  • China Union Pay logo
  • Centrapay Logo
  • American Express logo
  • Diners Club Logo
  • Maestro Logo
  • GooglePay Logo
  • ApplePay Logo
  • Alipay logo
  • WeChat Pay logo
  • Afterpay logo
  • Bartercard logo
  • Farmlands logo
  • Gem by Latitude logo

No Setup Fee

We value transparency and affordability. While some banks charge over $100 for applications, we opt to waive setup fees for our customers. With us, you can begin accepting payments without any upfront costs, simplifying the process of launching your business efficiently.

No Monthly Minimum Fee

Unlike certain banks, we don't impose a monthly minimum fee on your Merchant Services. Regardless of whether your business experiences high or low transaction volumes, you won't incur charges if you don't meet a specific threshold.

Settle to any NZ Bank Account

Our Merchant Services Solution offers you the flexibility to settle your funds to any bank account in New Zealand. No fuss, no restrictions, 7 days a week, 365 days of the year including public holidays.

Quick Onboarding

Time is of the essence when it comes to running or starting a business. That's why we've streamlined our onboarding process to get you set up and accepting payments as quickly as possible. With EFTPOS Central Merchant Services, you can expect a smooth and efficient onboarding experience, allowing you to focus on what matters most, growing your business!

Apply Now!

EFTPOS Central is committed to providing secure, compliant, and sustainable payment solutions for New Zealand businesses. As part of our obligations under card network/scheme rules and regulatory requirements, we are unable to provide EFTPOS One, Tap on Mobile, or merchant facility services to certain restricted business types. This includes, but is not limited to, businesses involved in adult entertainment, gambling, cryptocurrency, CBD or cannabis sales, multi-level marketing, vape and tobacco stores, unlicensed financial services, and other sectors flagged for regulatory, reputational, or chargeback risk. If you are unsure whether your business is eligible, please contact us. We're happy to review your application and guide you on the best path forward.

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  • Cuscal Paymark
  • Ingenico logo
  • Centrapay
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  • Bustle
  • Calibor logo
  • Sam4S logo
  • Epson logo
  • Star Micronics logo
  • M2M One logo
  • Aures logo
  • CAS Scales logo