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Tap on Mobile FAQ

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Why is a Direct Pay payment pending?

Confirm the customer has:

  • Scanned the QR code
  • Selected their bank
  • Approved the payment in their banking app

You can tap Check Status in the transaction screen.

What if a customer can’t scan the QR code?

  • Ask them to check their internet connection
  • Regenerate the QR code
  • Use another payment method if needed

Which banks support Direct Pay?

  • ANZ
  • ASB
  • BNZ
  • Co-operative Bank
  • Westpac

Can MFA be turned off?

No. MFA is mandatory for security.

What happens if I take too long to log in?

You will need to request a new MFA code.

What if I don’t receive my MFA code?

  • Check your spam or junk folder
  • Try generating a new code
  • Confirm your email address with your administrator

Do I need internet access to take payments?

Yes. Wi-Fi or mobile data is required. Offline payments are not supported.

Does Tap on Mobile work on tablets?

  • Android tablets with NFC: Yes
  • iPads: Not supported

How do I change surcharge or tipping settings?

Bank/Partner setup the merchant profile based on information collected during onboarding. Please contact your Bank/Partner to modify your profile settings.

Why can’t I refund a payment?

The logged in User may not have the necessary privileges to refund a payment. In this instance, the option to Refund Payment will be unavailable.  Please contact your Partner/Bank.

How do I process refund?

Go to Transactions, select the transaction, and choose Refund. Partial and full refunds are supported.

What are the timeouts on the Tap On Mobile App?

  • Card detection: 60 seconds
  • Direct Pay QR display: 3 minutes
  • Direct Pay payment confirmation: 7 minutes
  • Session timeout: Occurs after inactivity or login from another device

Why do I sometimes stay logged in?

The app normally requires sign-in. If the app is left running in the background, you may remain logged in temporarily. Automatic sign-out occurs after inactivity.

Why am I seeing a transaction or refund limit error?

Your Partner/Bank manages your transaction and refund limits.  If you receive any error messages regarding transaction or refund limits, please contact your Partner/Bank.

Can I change receipt details?

No. Receipt details cannot be edited.

What details appear on the receipt?

  • Trading name
  • Registered business address
  • Business contact number

How can I view older transactions?

Transactions up to three months old are available in the Merchant Portal.

Why can’t I see a transaction in the summary?

If a transaction does not appear, it was not completed successfully.

What should I do if a transaction is interrupted?

Check the Transactions tab before retrying. Only approved transactions appear there.

Can I cancel or void a payment after settlement?

Yes. Refunds can be processed directly in the app.

How can I check if a card is genuine?

Refer to the card validation guidelines in your Merchant Agreement.

When is a PIN required?

  • Under NZD $200: No PIN required
  • Over NZD $200: The customer will be prompted to enter their PIN

Can I accept non-contactless cards?

No. Tap on Mobile only supports contactless payments.

Why isn’t the app detecting the customer’s card?

The card may not be contactless. Look for the contactless symbol and ensure NFC is enabled on your device.

How many failed login attempts are allowed?

Three failed attempts will lock the User ID.

What if I forget my PIN?

Select Forgot User PIN on the login screen and follow the reset instructions. PINs can also be reset via the Merchant Portal.

Why can’t I log in?

Possible reasons include:

  • Incorrect User ID or PIN
  • Your account is inactive or suspended
  • No internet connection

Check your details and try again.

Do I need location services enabled?

Yes. Location services, NFC, and an active internet connection are required to use the app.

How do I turn on NFC?

  • iPhone: Settings → Accessibility → Touch → Enable NFC
    Android: Settings → Search “NFC” → Toggle NFC on
  • Will I be charged a full month if I activate mid-month?

    Yes. The monthly fee applies as soon as your account is activated, regardless of the activation date.

    Can I download the app before my account is activated?

    Yes. You can download the app once you receive the activation email, but you must complete activation in the merchant portal before taking payments.

    I am unable to set up Worldline Tap on Mobile on my phone

    Please check that your phone is compatible. Compatibility information can be found here.

    What is the Tap on Mobile app called?

    The app is called Worldline NZ Tap on Mobile and can be downloaded from the Apple App Store or Google Play Store.

    For Apple click here

    For Android click here